Foreclosure in San Diego – Save Your Home with the Help of Our Bankruptcy Attorneys
When you receive a notice of foreclosure proceedings, you typically only have two options for resolving the situation: paying the full balance due or filing for bankruptcy. At Kerry Steigerwalt's Pacific Law Center in San Diego, our bankruptcy attorneys understand the financial difficulties you are experiencing and want to help you save your home and get you back on track with regular payments.
If you are facing foreclosure and live in San Diego, contact the bankruptcy lawyers of Kerry Steigerwalt's Pacific Law Center today for your free debt evaluation and more information about filing for bankruptcy.
Stopping Creditors and Foreclosure through Bankruptcy
Once you file for bankruptcy, creditors can no longer continue going after your home and other assets to pay off your debt. Filing for bankruptcy enacts what is called an “automatic stay,” which keeps creditors at bay during the proceedings. However, once you have completed the bankruptcy process, you must be able to maintain your newfound financial stability by keeping up with your house payments, or you may risk facing foreclosure again.
Should I file Chapter 13 or Chapter 7 Bankruptcy?
Chapter 13 bankruptcy is a little different from Chapter 7 in that the court arranges a structured debt repayment plan spanned over a 3 to 5 year period. Chapter 13 bankruptcy can allow you the extra time you need to bring your mortgage payments up to date. Under Chapter 7 bankruptcy, you will not have as long to rectify your finances, but it can still be a viable option under the right circumstances. Your bankruptcy lawyer can advise you on the best course of action after a thorough complementary review of your financial situation.
Contact Our Bankruptcy Lawyers in San Diego
Whether you decide to move forward with Chapter 7 or 13, bankruptcy is the best way to save your home from foreclosure. At our San Diego law offices, our bankruptcy attorneys have helped thousands of clients from throughout the county maintain ownership of their homes and we can help you too. Contact our bankruptcy lawyers to get started on your case today with a free debt evaluation.
In addition to handling bankruptcy cases, we also offer debt consolidation and debt negotiation services at our San Diego offices to help you take control of your debt.
Please feel free to use the form below to contact us. We will be in touch shortly.
Kerry Steigerwalt's Pacific Law Center
3636 Nobel Drive
Suite #475
San Diego CA 92122